Citizens District Council Agenda 05-06-2025

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                                              mm MUSKEGON
            COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM

                                                    CITIZEN’S DISTRICT COUNCIL MEETING


                                                                     Tuesday, May 6, 2025
                                                                                Room 103
                                                                                 5:30pm


                                                                                 AGENDA



    |.      Call to Order

   ll.      Roll Call

  lll.     Approval of Minutes (3/4/25)

  IV.       Public Comments

  V.        Old Business

                 a.    FY 2025 Draft Budget

                 b. 2025 Action Plan Draft

                 c.    Fire Station Bond

 VI.        New Business

Vil.        Staff Reports

                 a.    Program Update

Vill.       Adjournment


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    The City of Muskegon will provide necessary reasonable auxiliary aids and services, such as signers for the hearing impaired and audio tapes of printed materials being
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                                                                            Ann Marie Meisch, MMC
                                                                                    City Clerk
                                                                                933 Terrace Street
                                                                              Muskegon, MI 49440
                                                                                  231-724-6705
                                                                            clerk@shorelinecity.com
                                          CITY OF




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                                   MUSKEGON


                                         Minutes


                             Citizen’s District Council Meeting
                                  City of Muskegon CDBG
                                   Conference Room 103
                                   Muskegon, Michigan
                                      March 4, 2025


       Call to Order at 5:35pm

       Roll Call

       Present: D. Perry, J. Sanocki, J. Wiegers, K. Kochin, M. Kelly, J. Weirich

       Absent: D.Nichols-Woods, C. Horn

       Staff Present: S. Carson

IIT.   Approval of Minutes (2-4-25) — J. Sanocki motioned to approve the minutes from

       2-4-25 with changes that D. Nichols—Lewis is now D. Nicholas-Woods and J.

       Wiegers supported. All in Favor

       Public Comments - None

       Old Business - None

Vi.    New Business

          a.   FY23025 Draft Budget — S. Carson shared the 2025 draft budget. After

               further discussion on line items, Sharonda went into detail on where the

               funds are being allocated and why along with where we can allocate

               further. S. Carson will update and bring to next meeting.
Vil.   Staff Reports

          a.   Home Repair Updates Snapshot — S. Carson gave background and

               update for the Home Repair programs in progress. To date 116 homes

               complete and $1.4MM spent. Goal is to complete 10 projects per month

               and we have exceeded those goals. 22% of recipients are residents

               outside the city limits. Top 5 repairs are roofs, plumbing and sewer,

               furnaces & water heaters, foundation repairs



VIL.   Adjournment at 7:15 PM Next Meeting May 4, 2025.
                                              Executive Summary


AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
1.       Introduction


The City of Muskegon is the lead agency for a unique partnership with other HUD grantee municipalities:
Muskegon Heights and Norton Shores. Our Regional Consolidated Plan is used to encompass
communities that use CDBG funds for specific National Objectives to accomplish the goals set by each
city Annual Action Plan for the next 3 years. The city of Muskegon is the only recipient of the HOME
Partnership funds however, the HOME ARP funds are not specifically limited to our city limits.


Our Action plan for 2025 will be supported with CDBG, HOME and HOME ARP funds through the
department of Community and Neighborhood Services of the City of Muskegon from the Department of
Housing and Urban Development. The City also utilizes other funding secured through other funding to
leverage funding for our community that may expand outside of the City of Muskegon to include
surrounding communities. These other grants include, Medicaid Chip funding to support Lead
Abatement, Senior millage to assist low income seniors with health and safety concerns and Healthy
Homes which also provides health and safety home repairs to families who are either elderly or have
children in their home under 5 years of age. Leveraging these dollars helps to offset cost or provide
more assistance to families who need multiple repairs.


*The activities and budget for the Annual Action Plan is proposed and subject to change due to funding
amounts for the new year and commission approval.


2.       Summarize the objectives and outcomes identified in the Plan

This could be a restatement of items or a table listed elsewhere in the plan or a reference to
another location. It may also contain any essential items from the housing and homeless needs
assessment, the housing market analysis or the strategic plan.


This could be a restatement of items or a table listed elsewhere in the plan or a reference to another
location. It may also contain any essential items from the housing and homeless needs assessment, the
housing market analysis or the strategic plan.


This could be a restatement of items or a table listed elsewhere in the plan or a reference to another
location. It may also contain any essential items from the housing and homeless needs assessment, the
housing market analysis or the strategic plan.
 This could be a restatement of items or a table listed elsewhere in the plan or a reference to another

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OMB Control No: 2506-0117 (exp. 09/30/2021)
location. It may also contain any essential items from the housing and homeless needs assessment, the
housing market analysis or the strategic plan.
Our Annual Action plan objectives and outcomes for 2025 are staple programs that produce results that
benefit community members through a variety of activities;
Community Development Block Grant (C D B G):


The programs that are proposed utilizing this funding are the following:
Priority Home Repair- About 15% to provides emergency home repairs in the form of Foundation repair,
electrical updates, plumbing, roofing and more. The services also promote healthier and safer living
environments for City residents, creates opportunity for the elderly population to potentially age at
home and prevents homeowners from losing insurance policies due to not being able to afford the
upkeep of the home.
Residential Facade- About 10% will be committed for vinyl siding replacement on homes with wood
siding that has peeling and chipped paint.
Fire Station Bond- About 87% has been committed for the upcoming year to secure repayment for the
fire station bond. The Fire Station has served as a great asset in the community and access to emergency
services has improved significantly.
 Housing Rehab Service Delivery- About 13% will be committed to serving implementation and carry out
of services for residents as well as the planning to improve service offerings.


Admin- 20% will be committed to salaries.
the remaining $ will be committed to subrecipients and youth services.


HOME:



Admin- 15%


Homebuyers Assistance- Down payment Assistance provided to low income families who desire to
become homeowners. Funding is determined by the sale of housing developed through the
Rehabilitation Program.

 Rehabilitation Program- About 85% will be committed to renovations on dilapidated housing to improve
housing stock for potential low income families who would like to become homeowners.


3.       Evaluation of past performance

This is an evaluation of past performance that helped lead the grantee to choose its goals or
projects.


This is an evaluation of past performance that helped lead the grantee to choose its goals or projects.
There is currently a huge need for home repair services as reflected in the summary of accomplishments
for the past year. There was a total of 149 households served through our programs and 18 of which
were homebuyers and there continues to be a huge waitlist of families waiting for services in every
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OMB Control No: 2506-0117 (exp. 09/30/2021)
program offered. Completion of a housing study conducted throughout the entire county has concluded
that there is not enough affordable housing throw-out the area for renters or homeowners. All of our
efforts will be committed to improving these conditions with a mean to offer many types of housing that
is considered affordable, safe and appropriate for our community.


4,       Summary of Citizen Participation Process and consultation process

Summary from citizen participation section of plan.


The Citizen District Counsel was consulted to assist the city with selecting budget for the upcoming year,
determining necessary activities to continue and subrecipients to receive funding for the upcoming year.
The group was given all eligible applications, process, regulations and ranking sheet to create informed
consent for agencies to fund.


5.        Summary of public comments


This could be a brief narrative summary or reference an attached document from the Citizen
Participation section of the Con Plan.


There were no comments received by the public during the comment period.


We will not accept vulgar and unproductive comments that demean staff or others.


6.        Summary of comments or views not accepted and the reasons for not accepting them

We will not accept vulgar and unproductive comments that demean staff or others.


7.        Summary


The purpose of the 2025 Annual Action Plan is to propose a plan of where federal funds will be invested
and how these activities can impact the lives of citizens in our community. We will continue to shift
efforts toward housing, assisting those experiencing homelessness and veterans. We plan to be more
intentional by creating versions of applications for our non-English speaking families as well as ensure
that there is a translator available for public hearings and other public forums.




                                               Annual Action Plan                                            3
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 OMB Control No: 2506-0117 (exp. 09/30/2021)
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AP-10 Consultation - 91.100, 91.200(b), 91.215(I)
1.       Introduction


The city is required to consult with the community regarding funding and execution to ensure funding is
properly disbursed throughout the community has contributed valuable input. We ensure that our
Citizen's District Council is reflective of our community by ensuring that there is representation of all
areas on present on the board. The council is responsible for understanding the language, national
objectives and goals of funding administered through CDBG and HOME in order to make an informed
advisory committee. We offer a 30 day comment period and 2 hearing to generate feedback on present,
current and future programing and activities are reflective of the needs of the community.


Provide a concise summary of the jurisdiction’s activities to enhance coordination between
public and assisted housing providers and private and governmental health, mental health
and service agencies (91.215(I)).


Our jurisdiction is multi-partnered and coordinated through the Continuum of Care's contribution to
hold a meeting of service agencies associated with public health, mental and other resource providers.
The city participates on several boards and meeting circuits that add financial and social benefit to our
citizens. The level of coordination is monthly, quarterly and sometimes annually.


Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness.


The city of Muskegon and our partnering grantees are represented with the Continuum of Care (CoC) for
Muskegon county. We have a coordinated effort to support the needs of homeless and to create ways
to avoid homelessness in our community by identifying those most at risk. We meet quarterly and as
often as needed to provide resources and information that address the needs of these vulnerable
categories. COC's steering counsel has representation for homeless families, veterans, seniors, disability
agencies, public health and housing authorities. Together the group collaborates to ensure that all
persons has adequate access to services that align with needs. Although, some individuals are not
directly served through our agencies, our partnership and collaboration ensure that none is left behind.


Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards for and evaluate
outcomes of projects and activities assisted by ESG funds, and develop funding, policies and
procedures for the operation and administration of HMIS


The Continuum of Care has secured a steering council that meets monthly and reviews ESG funding
requirements and ensures that any Agency receiving ESG funding has the ability to adhere to guidelines
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OMB Control No: 2506-0117 (exp. 09/30/2021)
and carry out functions outlined and applications The COC also sets policies and procedures into practice
and ensure that all aspects of funding is tracked and reported on and inputted into HMIS ona   regular
basis.


2.       Agencies, groups, organizations and others who participated in the process and
consultations




                                               Annual Action Plan                                           6
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 OMB Control No: 2506-0117 (exp. 09/30/2021)
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If appropriate, describe publically owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan


N/A


Discussion


Our allocations for CDBG and HOME are $885,059/$901,291 for the 2024 fiscal year- July 1 through June
30, 2025.




                                              Annual Action Plan                                    14
                                                    2025

OMB Control No: 2506-0117 (exp. 09/30/2021)
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AP-35 Projects - 91.220(d)
Introduction


Proposed CDBG activities designed to meet the needs of this year's Action Plan Projects are listed below
and amounts are subject to change with release of funding.




  # | Project Name


Table 7 — Project Information


Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs


Home Repairs are key to our community. Families need to have safe and decent living environments in
our community as well as where they reside. A large number of our citizens are senior (60+) and the
need for home repairs have been noted by longer waiting lists. The focus of allocations are based on
past practice programs that address the needs of those underserved with low income which has been
the greatest obstacles.




                                              Annual Action Plan                                       19
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OMB Control No: 2506-0117 (exp. 09/30/2021)
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AP-50 Geographic Distribution - 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and
minority concentration) where assistance will be directed


Muskegon is made up of more than 15 neighborhoods that offer a variety of races, socio-economic
backgrounds and ratios of household demographics. This entitlement community is aware of where the
concentration of low-income and minority citizens reside. Our geographic areas of concern have
produced programs called Blight Fight initiatives, Neighborhood Associations, and intentional
engagement with citizens to improve the look and feel of safety, homeownership, improvements and
enhancements requested by the residents.


Geographic Distribution


      Target Area            Percentage of Funds
  Muskegon                                    100

  Norton Shores

  Muskegon Heights
Table 8 - Geographic Distribution


Rationale for the priorities for allocating investments geographically


Our geographic investments are always for our citizens within our city limits. 100% of our public services
and public facilities invest in this community. The residents of low-moderate incomes receive a
multitude of services through the funding of CDBG and HOME funded programs but also because of a
variety of county and state grants.


We find that our citizens are the priority as community development investments increase in our
downtown development. Other local funding awards can assist county residents and our citizens are
now able to access additional help.


Discussion


The Regional Consolidated Plan will provide a structure of how each entitlement community will derive
actions to create a safe, decent and affordable options for its citizens. Our collaborative events and
agreed upon strategies provide each community with options to address our own citizens accordingly.




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                                              Affordable Housing


AP-55 Affordable Housing - 91.220(g)
Introduction


Affordable housing continues to be the forefront our planning efforts within the City limits. The goal this
year is to work with the Continuum of Care to coordinate housing to homeless families. The city has
acquired 4 units that will be available to families to lease for one year, up to two years to support
permanent housing.
In addition to this, our HOME Investment Partnership Program (HOME) funds are used to offer Rental
Rehabilitation to existing Landlords, produce Homeownership homes and support the purchase of
housing within Muskegon city limits to qualifying buyers.
We continue to reach out to organizations to create more opportunity for Community Housing
Development Organizations (CHDO) for rental and homebuyer. this partnership is essential to the
development of housing in the community.


      One Year Goals for the Number of Households to be Supported




                                                                           & N
                                                                          on
   Homeless
   Non-Homeless

  Special-Needs

  Total
Table 9 - One Year Goals for Affordable Housing by Support Requirement



    One Year Goals for the Number of Households Supported Through
                                                                             OC NM
                                                                          MNNY




   Rental Assistance

   The Production of New Units
   Rehab of Existing Units

   Acquisition of Existing Units
   Total
Table 10 - One Year Goals for Affordable Housing by Support Type



Discussion


The City has taken the initiative to secure housing for housing preservation in an effort to increase
homeownership. These homes are marketed to low income families, preferably those who wish to be
first time homeowners. The City will utilize our HOME ARP dollars to create ADA compliant units for low
income rental housing.




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OMB Control No: 2506-0117 (exp. 09/30/2021)
AP-60 Public Housing - 91.220(h)
Introduction


The Muskegon Housing Commission is a Public Housing Authority that has been approved to begin a
Rental Assistance Demonstration (RAD) project. RAD is an alternative program that will give
Management oversight as the property managers of rental units and removing HUD froma fiduciary
position. The city of Muskegon has been an active support to MHC through Board appointments.


Actions planned during the next year to address the needs to public housing

The Housing Commission has an active Resident Advisory Council (RAC)! Management has been involved
with the reinstatement of the advisory council because of the upcoming changes (renovations) to
happen through the RAD process. The residents have been included in the selection of flooring, colors,
and overall updates. Tenant involvement will continue until the construction is complete.
in addition to RAC, staff reports that another organized group shares and supports the RAC with special
events and monitoring through floor captains. Monthly events, movie nights, and personal care for
neighbors is at an all-time high.


Actions to encourage public housing residents to become more involved in management and
participate in homeownership


The current tenancy is not leaning towards homeownership. As of right now, the RAD project will
require that management reviews the interest of the residents to verify if they will remain occupants of
the Hartford Terrace building prior to the start of construction. Homeownership and other rental
opportunities will be discussed as needed. The city of Muskegon will assist if Homeownership is
requested.


If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance


A troubled status has not been assigned to this housing authority.


Discussion


The Housing Commission has stabilized its opportunity to offer affordable housing that is both decent
and safe. Programs and outside resources are now present in the building on a regular basis. Tenant
participation is welcomed and received at monthly board meetings which has been a desired outcome
with new management.




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 OMB Control No: 2506-0117 (exp. 09/30/2021)
AP-65 Homeless and Other Special Needs Activities - 91.220(i)
Introduction


Special needs and homeless activities are supported through the efforts of our HOME ARP (American
Rescue Plan) allocation for 2021. Through this funding, HUD has allowed the city of Muskegon to lead
housing, shelter and services programs for vulnerable people experiencing these needs. Substantial
amendments itemizing these new resources will be identified in specific terms to describe the qualifying
population, programs providing services/resources, and affordable housing opportunities.


Describe the jurisdictions one-year goals and actions for reducing and ending homelessness
including


Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs


Homelessness and ending homelessness continues to be a priority with the City of Muskegon and the
community as a whole. The Continuum of Care coordinates the Point in Time counts that happen
quarterly to contact those who may be living in homelessness. Other efforts include coordinating with
local agencies with services that align with the housing first model.


Addressing the emergency shelter and transitional housing needs of homeless persons

The City of Muskegon has four apartment style homes available to rent to low income families for
transitional housing. We have partnered with CoC and Community enCompass to use the housing first
model to house families on first come first serve basis.


Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again


Our staff is preparing to produce affordable housing units for homeless, veterans, families with
transitional, permanent of independent living situations. Affordable housing purchases will create
housing units specific to the CoC families. This new opportunity will purchase existing properties for
affordable housing to this population only. The city will utilize HOME ARP funding to develop 1-4 multi-
family housing that will becomes homes to up to four families per development.


 Helping low-income individuals and families avoid becoming homeless, especially extremely
 low-income individuals and families and those who are: being discharged from publicly
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 OMB Control No: 2506-0117 (exp. 09/30/2021)
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs. —


Yes, we will help low-income households avoid homeless situations by addressing their needs where
they are by using local agency resources. Community Health, Rescue Mission, and other connected
agencies that refer families for assistance. We work with our schools and social service agencies to
collectively meet the needs of our citizens. It is also our belief that by providing home repairs will
increase the likelihood for a person to be able to maintain housing and age in place.


Discussion


The city's initiatives are geared to addressing the housing crisis in our area. Recently, the city conducted
a Housing Needs Assessment that assessed many aspects of housing in our area and it was determined
that there are not sufficient vacant units available to support the current size of our community. the
data supports the need to increase housing by creating 300+ units of affordable housing throughout the
area to ensure there is housing for all. This will not be an easy or small task and will take us many years
to successfully respond and address this issue. We have begun to strategize methods to properly
respond to this issue.




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AP-75 Action Plan Barriers to Affordable Housing - 91.220(j)
Introduction


A Barrier to affordable housing is that there is not affordable and safe housing available to all city
residents. Affordable housing is very limited and the cost of rent continues to sore as need grows. The
city has provided a number of avenues to create housing choice- market rate, affordable and approval of
multifamily housing construction projects. Choice is the ultimate vision of a viable and inclusive city.
Another Barrier to affordable housing is that there are not a lot of funding options to create the number
of houses or types of housing needed to fit the needs of our community. The City has assisted in this
effort by rehabbing homes and marketing the homes to low income homebuyers and renters but the
footprint could be much larger granted there were more streams of accessible funding.


Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment


Current barriers to zoning ordinance updates are present within neighborhoods that resist change. The
neighbors that see the positive effects of change have seen an increase in quality, new homes of varied
types of housing: duplexes, row-housing units, multifamily, and new constructions. The city has been
working to update ordinates and zoning and creating innovative ways to allow for more builds on
available land.


Discussion


The city continues to research the housing market to identify the gaps and assess the need for housing
in our community. The research will be turned into a strategic plan that will in turn create actionable
items to impact the housing situation for all of the community. The City will continue to explore
sustainable ways to increase the housing market and to ensure that it is reflective of the community
needs.




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AP-85 Other Actions - 91.220(k)
Introduction


An Analysis has been completed and posted on the City's Website. Community & Neighborhood Services
- City of Muskegon (muskegon-mi.gov)


Actions planned to address obstacles to meeting underserved needs


Actions planned to address obstacles to meeting underserved needs are to continue to meet and
identify agencies to assist the underserved. The community has been in communication regarding the
need for a central location that all agencies would have access to individuals to help navigate and
connect with services and resources. This way will help encourage communication from one agency to
the next and ensure that people who could benefit from services are not slipping through the cracks.


Actions planned to foster and maintain affordable housing


Actions reviewed to maintain affordable housing are to continue rehabbing properties for sale to
income eligible families and creating affordable rental property opportunities.


Actions planned to reduce lead-based paint hazards


The City of Muskegon has a Lead Safe program that is diligently working to remedy lead based pain in
homes that are pre 1978 and have Medicaid families living in them. Any home that is in the City of
Muskegon and receives a home repair will also have water tested to ensure water quality is free from
lead. Other actions the City has taken is to encourage citizens who are participating in home repair
programs that have young children to participate in the lead abatement program.


Actions planned to reduce the number of poverty-level families


The plan to reduce the number of poverty-level families is always a collaborative effort of the City, local
agencies, Public Housing Authorities, Continuum of Care and the communities. Everyone together is
actively looking for innovative ways to fight this fight on poverty.


Actions planned to develop institutional structure


Institutional structures in our city require investment in education, strong neighborhoods, and stable
housing.


Actions planned to enhance coordination between public and private housing and social




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service agencies


Social Service organizations have been able to partner with the city as we review opportunities to
remove barriers to public and private housing access. The coordination of a unified focus to reduce
homelessness in youth and provide affordable housing in the middle of a burst of new housing creation.


Discussion


The city of Muskegon will always look for other actions/options that make sense for housing choice.
These options are intended to grow safe, affordable and decent housing for our citizens.




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                                    Program Specific Requirements
AP-90 Program Specific Requirements - 91.220(1)(1,2,4)

Introduction


CDBG and HOME funds have been dedicated to serve the needs reflective of the community by
collaborating with the local Citizens District Council, community, Continuum of Care, city staff and
commissioners and key stakeholders throughout the community.


                           Community Development Block Grant Program (CDBG)
                                               Reference 24 CFR 91.220(I}(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table. The following identifies program income that is available for use that is included in
projects to be carried out.



      1. The total amount of program income that will have been received before the start of the next
      program year and that has not yet been reprogrammed                                                  0
      2. The amount of proceeds from section 108 loan guarantees that will be used during the year to
      address the priority needs and specific objectives identified in the grantee's strategic plan.       0
      3. The amount of surplus funds from urban renewal settlements                                        0
      4. The amount of any grant funds returned to the line of credit for which the planned use has not
      been included in a prior statement or plan                                                           0
      5. The amount of income from float-funded activities                                                 0
      Total Program Income:                                                                                 0


                                                Other CDBG Requirements


      1. The amount of urgent need activities                                                             100


      2. The estimated percentage of CDBG funds that will be used for activities that
      benefit persons of low and moderate income.Overall Benefit - A consecutive period
      of one, two or three years may be used to determine that a minimum overall
      benefit of 70% of CDBG funds is used to benefit persons of low and moderate
      income. Specify the years covered that include this Annual Action Plan.                           0.00%




                            HOME Investment Partnership Program (HOME)
                                      Reference 24 CFR 91.220(1)(2)
 1.    Adescription of other forms of investment being used beyond those identified in Section 92.205 is



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 OMB Control No: 2506-0117 (exp. 09/30/2021)
      as follows:


      n/a




2.    Adescription of the guidelines that will be used for resale or recapture of HOME funds when used
      for homebuyer activities as required in 92.254, is as follows:


      The City of Muskegon requires repayment in full of the amount of assistance or direct
      subsidy provided and documented in the recorded lien when any of the following
      conditions occur during the period of affordability:
      1. Property is sold
      2. Homeowner is no longer using the property as their primary residence as
      evidenced by any of the following:
      a. Annual certification
       b. Registration as a rental
      c. Ownership or residency change in BS&A
       3. Landlord fails to adhere to rent limits and income requirements for tenants
      4. Owner refinances the primary loan on the property but does not meet
       subordination requirements
       5. Any other violation of the agreement contained in the recorded lien
       B. Funds recaptured are considered program income for their respective programs and will
       be utilized to serve additional units.




3.    Adescription of the guidelines for resale or recapture that ensures the affordability of units acquired
      with HOME funds? See 24 CFR 92.254(a)(4) are as follows:


      HOME funds are secured through the lien process for not less than 5 years depending upon the total
      investment. All liens that apply are through the following programs: Rental Rehabilitation,
      Homebuyers, and Homebuyer Assistance grants. The requirement is that for the length of the term
      that the tenants/owners show compliance within the appropriate program policy agreements.



4.    Plans for using HOME funds to refinance existing debt secured by multifamily housing that is
      rehabilitated with HOME funds along with a description of the refinancing guidelines required that
      will be used under 24 CFR 92.206(b), are as follows:


      n/a




 5.    If applicable to a planned HOME TBRA activity, a description of the preference for persons with



                                                Annual Action Plan                                         31
                                                      2025

 OMB Control No: 2506-0117 (exp. 09/30/2021)
     special needs or disabilities. (See 24 CFR 92.209(c)(2){i) and CFR 91.220(1)(2)(vii)).


     n/a




6.   If applicable to a planned HOME TBRA activity, a description of how the preference for a specific
     category of individuals with disabilities (e.g. persons with HIV/AIDS or chronic mental illness) will
     narrow the gap in benefits and the preference is needed to narrow the gap in benefits and services
     received by such persons. (See 24 CFR 92.209(c)(2)(ii) and 91.220(1)(2)(vii)).


     n/a




7.   \f applicable, a description of any preference or limitation for rental housing projects. (See 24 CFR
     92.253(d)(3) and CFR 91.220(I)(2)(vii)). Note: Preferences cannot be administered in a manner that
     limits the opportunities of persons on any basis prohibited by the laws listed under 24 CFR 5.105(a).


     n/a




Discussion


HOME funds are utlized to renovate vacant and abandoned units for low income families who are
seeking to become homeowners. These homes imporve communities, neighborhoods and lives of
families who may otherwise have the opportunity to purchase safe and affordabel housing.




                                               Annual Action Plan                                            32
                                                      2025

OMB Control No: 2506-0117 (exp. 09/30/2021)
                                              Annual Action Plan   33
                                                    2025

OMB Control No: 2506-0117 (exp. 09/30/2021)
Debt Service Requirements for Fire Station Portion of 2016 Bonds
Updated:                  5/13/2021


                                                     FIRE                   CDBG         DISPATCH
    YEAR          TOTAL       BOND
                                                   PORTION                 79.76%         20.24%


                                                                                        § 61,901.05




                                                                OY OO
                   OY




                                         YH
  FY 2021                445,975.00                305,805.00             243,910.07
                                                                          244,457.22    § 62,039.91
                   OH




                         446,975.00




                                         HY
  FY 2022                                          306,491.00
                                                                                        $ 60,086.35



                                         HY
                                                                          236,759.58
                   OH




  FY 2023                432,900.00                296,840.00
                                                                                        § 58,628.93




                                                                OOH OHO
  FY 2024                422,400.00                289,640.00             231,016.86
                                                                                        § 59,683.74
                   NHN




                                         YO
  FY 2025                430,000.00                294,851.00             235,173.16

  FY 2026                422,100.00                289,434.00             230,852.56    § 58,587.23
                                                                                        § 56,782.86
                                         YY

   FY 2027               409,100.00                280,520.00             223,742.75
                                                                                        § 54,978.49
                   DMM




   FY 2028               396,100.00                271,606.00             216,632.95




                                                                NH
                                                                                        § 53,174.11
                                         A




   FY 2029               383,100.00                262,692.00             209,523.14

   FY 2030               370,100.00                253,778.00             202,413.33    § 51,369.74
                                                                                        § 49,565.17
                                         Trin dA




   FY 2031               357,100.00                244,863.00             195,302.73
                   TTT




   FY 2032               339,200.00                232,589.00   VR        185,512.99    § 47,080.67
   FY 2033               326,400.00                223,812.00             178,512.45    § 45,304.03




Notes:
22,637 total sq. ft. - Cental Fire                                        7.151742722          20,24

2,354 total sq. ft. - Central Dispatch
161,894
      / 22,367 = 7.15

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