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LOT PURCHASE AGREEMENT
This LOT PURCHASE AGREEMENT (this “Agreement”) is made on
ee y , 2023, by and between GREEN DEVELOPMENT VENTURES,
LLC, a Michigan limited liability company of 2186 E. Centre Ave., Portage, MI 49002
(“Purchaser”) and the MUSKEGON COUNTY LAND BANK AUTHORITY of 173 E.
Apple Ave., Suite 104, Muskegon, MI 49442 (“Seller”) as follows:
BACKGROUND
Seller desires to sell, and Purchaser desires to purchase thirty-six (36) Lots located
in the City of Muskegon, Muskegon County, Michigan, (the “Lots’”), as described on the
attached Exhibit A.
AGREEMENT
NOW, THEREFORE, IN CONSIDERATION OF THE MUTUAL COVENANTS
AND CONDITIONS SET FORTH HEREIN THE PARTIES AGREE AS FOLLOWS:
Li Lots. Seller agrees to sell, and Purchaser agrees to purchase thirty-six (36)
Lots located in the City of Muskegon (the “City”), Muskegon County, Michigan, as
described on Exhibit A (the “Lots”). Purchaser and Seller agree that Lots may be added,
removed, or exchanged for other lots upon mutual consent of both parties. Purchaser and
Seller further agree that if splits of a Lot are within practical zoning and with the boundaries
of Purchaser’s ability to sell the parcels, each new lot created will be treated as a separate
sale.
2. Purchase Price. The Purchase Price for each Lot shall be three thousand
five hundred dollars ($3,500).
The Purchase Price shall be delivered at each Closing in immediately available
funds subject to the terms and conditions stated in this Agreement and consistent with the
schedule in Section 5 of this Agreement. The Purchaser’s obligations under this Agreement
are not contingent upon financing.
3, Investigation Period; Right to Terminate. The “Investigation Period” shall
expire three hundred sixty-five (365) days following the date this Lot Purchase Agreement
has been executed by both parties (the “Effective date”). During the Investigation Period,
Purchaser shall have the right to have the Lots inspected, surveyed, evaluated, analyzed,
tested, appraised and/or assessed for any matter whatsoever, including but not limited to,
market value; soil conditions; location of flood plains; presence of wetlands and necessary
mitigation, if any; storm water drainage systems; presence of environmental
contamination; health and safety conditions; access to utilities; access to public roads;
zoning; compliance with laws, codes and ordinances and any other matter desired by
Purchaser. Seller hereby grants Purchaser and Purchaser’s agents, employees,
representatives, consultants, and contractors a nonexclusive license during the term of this
Agreement, to enter and have access to the Lots for purposes of having such investigations
performed and the right to discuss the Lots and the conditions related thereto with
Paae 70 of 161
governmental authorities. Purchaser may choose to have Contractors perform site
investigation work on site. During the Investigation Period, and any extensions thereof,
Purchaser has sole discretion to terminate this Agreement.
4, Payment of Property Taxes. Property taxes for the year of Closing shall be
pro-rated as of the date of Closing on a calendar basis based upon the amount of such taxes
if known at the time of Closing.
5. Closing Deadline; Purchase Schedule. The Purchase Price shall be paid,
and the individual Closings shall occur, as follows:
A. Purchaser shall retain an exclusive option to purchase the Lots in
two (2) separate phases over the period outlined in this Section 5. The parties agree to
schedule a Closing on five (5) Lots, identified by Purchaser (the “Initial Partial Purchase’),
to occur within ten (10) days of the latter of: (a) expiration of the Investigation Period, or
any extensions thereof; and (b) the full and final approval of a tax-exemption for the Lots
in accordance with an Ordinance adopted under SB 432, codified at MCL 125.1415a, on
terms acceptable to Purchaser.
B. During the five-year period following the closing of the Initial
Partial Purchase, Purchaser shall have the exclusive option to purchase a minimum of five
(5) Lots per year, identified by Purchaser (the “Option Purchase Period”). If during a
consecutive two-year period, Purchaser does not close on five (5) or more Lots on average
per year, then Purchaser waives the exclusive option to purchase additional Lots.
C. Option Purchase Periods. During the Option Purchase Period,
Purchaser shall have access to the Lots and investigation rights consistent with Section 3
hereof to evaluate the Optioned Lots for suitability. There may be multiple purchases and
closings within the Option Purchase Period. Purchases shall be measured cumulatively.
6, Seller’s Closing Deliveries. At Closing, Seller shall deliver to the
Purchaser, the following items, which shall be in a form and substance satisfactory to
Purchaser:
A. A Warranty Deed conveying to Purchaser title to the Lots, executed
and acknowledged by Seller in recordable form;
B. An ALTA fee owner’s policy of title insurance or equivalent
coverage from Devon Title Company (the “Title Policy”) in an amount not less than the
Purchase Price insuring Purchaser as owner of fee simple, indefeasible title to the Lots
without standard exceptions, and subject only to the following permitted exceptions (the
“Permitted Exceptions”): (1) the lien prorated property taxes not yet due and payable, (2)
utility easements serving the Lots, (3) other matters described in Section 9 and 10, (4) any
matter arising as a result of any act or omission of Purchaser; and (5) such other matters
that are not objected to by Purchaser.
Paae 71 of 161
C. Such other documents, including a signed Closing Statement, as are
necessary and appropriate for the consummation of this transaction by Seller.
7. Purchaser’s Closing Deliveries, At Closing, Purchaser shall deliver to
Seller, the Purchase Price and such other documents, including a signed Closing Statement,
as are necessary and appropriate for the consummation of this transaction by Purchaser.
8. Closing Costs and Prorations. Seller shall pay or reimburse Purchaser for
(i) all transfer and/or conveyance taxes, if any, assessed in connection with Closing, (4i)
the premium for the Title Policy, and one half (1/2) of any closing fee charged by the title
company in connection with this transaction. Seller shall be responsible for any special
assessments that currently exist against the Lots. Seller shall be responsible for and pay all
past due real estate taxes and assessments at or prior to Closing. This obligation shall
survive the Closing. Other regular and customary costs and expenses related to the Lots
shall also be prorated based on the date of Closing.
9. Title. Purchaser may order a commitment for an owner’s policy of title
insurance from a title agency agreed to by both parties. After Purchaser has received both
the title commitment and the Survey described in Section 10 below (if obtained), both in a
form satisfactory to Purchaser, the Purchaser shall deliver written notice of any objections
Purchaser has to the title commitment. Seller shall have ten (10) days from receipt of such
notice of objections to provide written notice to Purchaser as to whether Seller will cure
such objections at or before Closing. If Purchaser notifies Seller of the existence of defects
rendering title unmarketable and should Seller fail to effect cure of such defects by Closing,
Purchaser may, at its option: (1) extend the time for Seller's performance hereunder only if
Seller so requests, (2) waive such objections, or (3) terminate this Agreement.
10, Survey. Purchaser may order at its expense, a new ALTA survey (the
“Survey”) of the Lots, showing the legal description of the Lots, any boundary
encroachments that may impact the Lots, all easements affecting the Lots and such other
matters desired by Purchaser.
11. Environmental Matters. Purchaser may, at its expense, conduct such
environmental site evaluations of the Lots as it deems appropriate including, without
limitation, a Phase I and Phase II environmental site assessment and/or a Baseline
Environmental Assessment (collectively, the “Site Investigation Reports”).
12. Representations and Warranties of Seller. Seller hereby represents and
warrants to Purchaser that to the best of Seller’s knowledge, as of the date hereof and on
the date of Closing, which representations and warranties shall survive Closing, but without
additional investigation by Seller:
A. Seller has the right, power and authority to enter into this Agreement
and to sell the Lots in accordance with the terms hereof, and Seller has granted no option
or right of first refusal to any other person or entity to purchase the Lots and has not entered
into any contract to sell the Lots as of the date of the Agreement. The individuals signing
this Agreement and all other documents executed or to be executed pursuant hereto on
Paae 72 of 16%
behalf of Seller are and shall be duly authorized to sign the same on Seller's behalf and to
bind Seller thereto.
B. Seller has not received any notice of, and has no knowledge of,
existing violations on the Lots or any portion thereof of any zoning, building, fire, health,
pollution, environmental protection, hazardous or toxic substance or waste disposal law or
ordinance.
C. At Closing, there will be no parties in possession of the Lots or
entitled to possession thereof other than Seller. There will be no leases, agreements, options
or other instruments or agreements in effect with respect to the Lots.
D. There are no existing or pending condemnations or sales in lieu
thereof with respect to the Lots, or any part thereof, nor have any such actions, suits,
proceedings or claims been threatened or asserted.
E, Seller has the right to, and will convey to, Purchaser the Property
pursuant to the Warranty Deed.
F, All general real estate related property taxes and assessments shall
have been paid when due. There are no delinquent assessments. Except for any ordinary
accruals of dues, no future assessments against the Lots have been announced.
G, There is no litigation, proceeding or investigation pending or, to
Seller’s knowledge, threatened against or involving Seller or the Lots, and Seller does not
know or have reason to know of any grounds for any such litigation, proceeding or
investigation, which could have an adverse impact on Purchaser or Purchaser’s title to or
use of the Lots, either before or after Closing.
H. All federal, state and local real estate, personal property and other
taxes relating to the Lots (other than those not currently due and payable) shall be properly
paid on or before Closing. Seller has not received any notice of assessment or proposed
assessment in connection with the Lots.
I. Seller is not a “foreign person” as that term is defined in section
1445 of the Internal Revenue Code of 1986, as amended.
J. The Lots and Seller are in full compliance with all requirements of
federal, state and local environmental, health or safety laws, regulations and administrative
or judicial decrees, as amended (the “Environmental Laws”).
K. With the exception of the documents provided by Seller to the
Purchaser, there are no reports, studies, appraisals, engineering reports, correspondence,
agreements with governmental authorities, wetland studies or reports, flood plain studies
or reports and/or other written information related to the Lots of which Seller is aware or
that are in Seller’s possession or control,
Paae 73 of 161
13. Representations and Warranties of Purchaser. Purchaser hereby represents
and warrants to Seller, which representations and warranties shall survive Closing, that as
of the date hereof, and on the date of Closing:
A. Purchaser has the full power and authority to execute, deliver and
perform this Agreement and all of Purchaser’s obligations under this Agreement; and
B. The individuals signing this Agreement and all other documents
executed or to be executed pursuant hereto on behalf of Purchaser are and shall be duly
authorized to sign the same on Purchaser’s behalf and to bind Purchaser thereto.
14. Indemnification. Seller agrees to indemnify and hold Purchaser and its
managers, members, and successors and assigns and their members, managers and
representatives (the "Purchaser Group") harmless from and against any and all liabilities,
claims, demands, and expenses, of any kind or nature, including but not limited to, all
expenses related thereto, including, without limitation, court costs and attorney’s fees for
matters (i) arising or accruing prior to the Closing and which are in any way related to the
ownership, maintenance, or operation of the Lot; and/or (ii) arising from or related to the
inaccuracy or breach of any of Seller’s representations and warranties. Purchaser agrees
to indemnify and hold Seller and its managers, members, and successors and assigns and
their members, managers and representatives (the "Seller Group") harmless from and
against any and all liabilities, claims, demands, and expenses, of any kind or nature,
including but not limited to, all expenses related thereto, including, without limitation,
court costs and attorney’s fees for matters (i) arising or accruing after the Closing and
which are in any way related to Purchaser’s ownership, maintenance, or operation of the
Lot; and/or (ii) arising from or related to the inaccuracy or breach of any of Purchaser’s
representations and warranties. It is expressly stipulated and agreed that the provisions of
this Section shall survive the Closing.
15, Default and Remedies.
A. Purchaser’s Default; Seller’s Remedy. Ifthe Purchaser fails to close
on the purchase of the Lots, Seller may, as its sole and exclusive remedy terminate this
Agreement by giving an appropriate Notice of Default as provided below.
B. Seller’s Default; Purchaser’s Remedies. In the event Seller fails to
timely perform any material act, or provide any material document or information required
to be provided by Seller, or in the event any Representation and Warranty made by Seller
pursuant to this Agreement is untrue when made, then Purchaser shall be entitled to either
(i) terminate this Agreement, and seek Purchaser’s actual damages arising from Seller’s
breach; or (ii) seek specific performance of this Agreement, and seek Purchaser’s actual
damages provided, however, there will be no specific performance if Seller’s failure to
close is caused by its inability to clear a title exception, and in such event Purchasers’
damages will be limited to its direct out-of-pocket costs for entering into this Agreement.
C. Notice of Default. In the event either party declares the other tobe
in default, such declaration shall be in writing, with an outline of the actions required to
Paae 74 of 161
cure such default. The recipient of such notice of default shall have 30 days to cure the
alleged default.
16. Attorneys’ Fees. The prevailing party in any legal proceeding brought under
or with relation to this Agreement or transaction shall be entitled to recover court costs,
reasonable attorneys' fees and all other litigation expenses from the non-prevailing party.
17, Sale and Assignment of Agreement. Purchaser shall have the right to assign
all of its rights and delegate all of its obligations under this Agreement to either an existing
or a newly created LLC owned by affiliates or principals of Purchaser and others, and
managed by principals of Purchaser, provided however, that no assignment shall operate
as arelease of the Purchaser. Except as otherwise set forth above, neither party may assign
its rights or delegate its obligations under this Agreement without the consent of the other
party, which consent may be withheld in such other party’s sole discretion.
18. Confidentiality, The parties hereto agree to keep the terms and provisions
of this Agreement strictly confidential with the exception of disclosures to their respective
attorneys, financial consultants, lenders, investors and other persons or entities necessary
for consummation of this Agreement and for Purchaser’s purposes as provided above.
19, Miscellaneous.
A. TIME IS OF THE ESSENCE OF THIS AGREEMENT.
B, This Agreement shall be governed by and construed under the laws
of the state of Michigan.
C. This Agreement supersedes all prior discussions and agreements
between Seller and Purchaser with respect to the conveyance of the Lots and all other
matters contained herein and constitutes the sole and entire agreement between Seller and
Purchaser with respect thereto. This Agreement may not be modified or amended unless
such amendment is set forth in writing and signed by both Seller and Purchaser.
D. All notices, payments, demands or requests required or permitted to
be given pursuant to this Agreement shall be in writing and shall be deemed to have been
properly given or served effective on the second (2nd) business day after being deposited
in the United States mail, postpaid and registered or certified with return receipt requested;
or when sent by private courier service for same-day delivery or one day after being sent
by private courier service for next-day delivery. Notices shall be sent via e-mail and also
to the respective addresses set forth below:
Paae 75 of 161
To Seller: MUSKEGON COUNTY LAND BANK
AUTHORITY
ATTN: TONY MOULATSIOTIS, CHAIRMAN
173 E. Apple Ave.
Muskegon, MI 49442
E-mail: moulatsiotisto@co,muskegon.mi.us
With a copy to: Tim Burgess
173 E Apple Ave
Muskegon, MI 49442
Email: burgessti@co.muskegon.mi.us
To Purchaser: GREEN DEVELOPMENT VENTURES, LLC
ATTN: Thomas M. Larabel
795 Clyde Ct., SW
Byron Center, Michigan 49315
tlarabel@allenedwin.com
With a copy to: Eric J. Guerin
2186 E. Centre Ave.
Portage, Michigan 49002
eguerin@allenedwin.com
Brian Farkas
795 Clyde Ct., SW
Byron Center, Michigan 49315
bfarkas@allenedwin.com
E, This Agreement shall inure to the benefit of and bind the parties
hereto and their respective heirs, legal representatives, successors and permitted assigns.
FR, Allen Edwin Realty, L.L.C., is a broker for Purchaser, and it waives
any buyer-side commission.
G, This Agreement is contingent upon the following:
a) Seller shall work with the City to install water and sewer laterals
into the Lots purchased by Purchaser under this Agreement, as
directed by Purchaser, and the City shall waive any connection
fees for water and sewer.
b) Purchaser shall work with the City to explore cost sharing for
sidewalks and curb cuts for all Lots purchased by Purchaser
under this Agreement.
IN WITNESS WHEREOEF, the parties hereto have executed this Agreement as of
the date first above written.
Paae 76 of 161
PURCHASER: SELLER:
GREEN DEVELOPMENT MUSKEGON COUNTY LAND BANK
VENTURES, LLC AUTHORITY
By: Thomas Larabel (Jun 8, 2023 16:58 EDT)
Thomas Larabel By enw Yo Mow »sryror7rs
Its: Vice President Its! tag mA
Paae 77 of 161
EXHIBIT A
City of Muskegon, Muskegon County, Michigan
Lots to be Purchased:
LOT SITE ADDRESS/PARCEL NO.
NO.
1 1227 Adams
2 514 Oak
3 1919 Elwood
4 733 Marcoux
5 586 Orchard
6 912 E Isabella
7 501 E Apple
8 499 Ada
g* 1115 Chestnut
10* 1123 Chestnut
11 613 E Isabella
12 1968 Park
13* 1280 Sanford
14* 1338 Arthur St
15 1459 Terrace
16 1694 Pine
17 1691 Smith
18* 204 W Dale
19* 237 Washington
20* 1259 Sanford
21 390 Catherine
22 430 Langley
23 _ 730 Marcoux
24 1725 Wood
25 367 E Holbrook
26* 1874 Manz
27 582 Amity
28 586 Allen
29 1282 Fleming
30* 1773 Superior
31 741 Getty
32 1778 Pine
33 1867 Austin
34 357 E Isabella
35 24-205-406-0009-00
36 1303 6" St
*Imminently sellable Lots.
Paae 78 of 161
Muskegon Infill 36 Lot PA - WFH
Final Audit Report 2023-06-08
Created: 2023-06-08
By: Kimi Warner (kwarner@allenedwin.com)
Status: Signed
Transaction ID: CBJCHBCAABAAf0a0EPAZZpbHjbHEU87 pdVfN6N33rng3
"Muskegon Infill 36 Lot PA - WFH" History
*) Document created by Kimi Warner (kwarner@allenedwin.com)
2023-06-08 - 5:15:08 PM GMT- IP address: 205.178.102.241
E3 Document emailed to Thomas Larabel (tlarabel@allenedwin.com) for signature
2023-06-08 - 5:15:40 PM GMT
*) Email viewed by Thomas Larabel (tlarabel@allenedwin.com)
2023-06-08 - 8:04:43 PM GMT- IP address: 104.47.58.126
@~%(<) Document e-signed
g by Y Thomas Larabel (tlarabel@allenedwin.com
Signature Date: 2023-06-08 - 8:58:34 PM GMT - Time Source: server- IP address: 174.240.117.37
© Agreement completed.
2023-06-08 - 8:58:34 PM GMT
Adobe Acrobat Sign
WORKFORCE HOUSING RESTRICTIVE COVENANT
This Workforce Housing Restrictive Covenant (“Restrictive Covenant”) is made by and between
theCity of Muskegon, Michigan (“Municipality”) and Green Development Ventures LLC (“Sponsor”) as
of duanasy 93, 2024.
RECITALS:
A. Sponsor is the owner of certain real property in the City of Muskegon, County of
Muskegon, Michigan, and more particularly described by Exhibit A (the “Property”), which is attached
hereto and incorporated by reference into this Agreement.
B. Sponsor has offered to provide thirty-six workforce housing units on the Property (the
“Project”) and has applied to Municipality for a workforce housing exemption from ad valorem property
taxes under Section 15a of the State Housing Development Authority Act, being Public Act 346 of 1966,
as amended (the “Act”).
C. In consideration of Sponsor’s offer to undertake the Project, Municipality has agreed to
exempt the Project from all ad valorem property taxes imposed by any taxing jurisdiction and to accept in
lieu thereof payment of an annual service charge for a period of 15-years as provided by Chapter 82 of the
City Code of Ordinances, as amended (“Ordinance”).
Dz. Upon completion of the Project, the annual service charge paid in lieu of all ad valorem
property taxes shall be equal to ten percent (10%) of the annual shelter rents collected from the Project and
shall be paid as provided in the Ordinance.
E. Sponsor and Municipality agree that the economic feasibility of the Project depends upon
the continuing effect of the annual service charge in lieu of all ad valorem taxes approved by Municipality
for the 15-year exemption period.
F, Accordingly, upon recording with the Muskegon County Register of Deeds, this Restrictive
Covenant will restrict use of the Project to workforce housing for the 15-year exemption period.
NOW, THEREFORE, in consideration of Municipality’s acceptance of payment of the annual
service charge in lieu of all ad valorem property taxes and Sponsor’s commitment to construct or rehabilitate
the Project, Sponsor and Municipality hereby covenant as follows:
1, Recitals. The above recitals are acknowledged as true and correct, and are incorporated by
reference into this paragraph.
2. Definitions. All words and phrases used in this Restrictive Covenant have the same
meaning as defined in the Act or the Ordinance.
3. Workforce Housing Covenant. The Project will, upon completion of the proposed
construction or rehabilitation, constitute workforce housing for households for persons and families whose
household income is not greater than 120% of the area median income, as published by the Michigan State
Housing Development Authority (“the Authority) for Muskegon County, adjusted for family size. All of
the housing units in the Project will be rented, or available for rental, on a continuous basis to members of
the general public throughout the term of this Restrictive Covenant.
4, Term of Exemption. The exemption from ad valorem property taxes approved by
Municipality shall remain in effect in accordance with this Restrictive Covenant restricting use of the Project
to workforce housing for a period of 15-years, ending on December 31, 2039, or so long as the Project is
used as workforce housing, whichever is less.
5. No Violation. Sponsor agrees that it will not knowingly take or permit any action that
would result in a violation of the requirements of this Restrictive Covenant or the Ordinance, which is
incorporated herein as if a part of this Restrictive Covenant. Further, Sponsor agrees to take any required
action, including the amendment of this Restrictive Covenant, as may be necessary, in the determination of
the Municipality or of the Michigan State Housing Development Authority (the “Authority”), to comply
with the Ordinance. If Municipality determines that the Project is not in compliance with the requirements
of this Restrictive Covenant, and Sponsor, after receiving written notice of the non-compliance from
Municipality, does not correct such non-compliance within thirty (30) days, Municipality shall be entitled
to take such actions as it deems necessary to enforce the provisions of this Restrictive Covenant.
6. Sponsor to Demonstrate Compliance. Sponsor will provide Municipality with such
certifications, reports and other information as are required by Municipality to demonstrate compliance
with the Ordinance. Sponsor will provide Municipality and Authority with an annual verification of
compliance with this Restrictive Covenant, in a form specified by the Authority.
7. Transfer of Ownership. Sponsor will, prior to a sale or other voluntary transfer of
ownership of the Project or any part thereof, notify Municipality in writing, and will enter into any
agreements with the purchaser or transferee as may be prescribed by Municipality to ensure such purchaser's
or transferee's compliance with this Restrictive Covenant and Michigan law.
8. Enforceability. This Restrictive Covenant is enforceable in any court in the State of
Michigan having jurisdiction thereof, by Municipality, and to the extent required by the Ordinance, by any
individuals who are tenants of the Project.
9. Covenant Running with the Land; Binding Effect. The foregoing covenant shall
constitute and be enforced as a covenant running with the land under Michigan law and shall be binding on
all successors or assigns of Sponsor or Municipality and any future owner or operator of the Project for the
full 15-year exemption period.
10, Miscellaneous. In the event of any conflict between the terms of this Restrictive Covenant
and the requirements of the Ordinance the requirements of the Ordinance shall prevail. This Restrictive
Covenant may only be amended or terminated by a writing signed by both Sponsor and Municipality. The
invalidity of any clause or provision of this Restrictive Covenant shall not affect the validity of the
remaining portions thereof.
IN WITNESS WHEREOE, is this Covenant is effective as of January 23", 2024.
2
[Signature Pages Follow]
CITY OF MUSKEGON
Its: c Mayor ‘
STATE OF MICHIGAN )
) ss
COUNTY OF MUSKEGON |)
The foregoing instrument was acknowledged before me this day of January 24", 2024 by Kenneth
Johnson, as Mayor of the City of Muskegon, a municipal corporation of the State of Michigan.
di nrberbyGateh4 0
Notary Public,“ ~} County, MI
My Commission Expires: 1) 025
Acting in Wisi dig County, MI
SPONSOR
GREEN DEVELOPMENT VENTURES LLC
_ nd
By: “
: A
Its: Wee PRESIDEN/T
STATEOF Michigan )
Kent )ss
COUNTY OF NEWAYGO 4 )
ES foregoing ins a was acinowled ed before me_ this a aay of
Thomas [aed
Michigan Li mi
, , ason the Vice resident
behalf of said
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, ws Ki iacton
[ a stLindo
KRISTINELOUISEANDRES = =—NNotaryPublic, = =—————County,
MI
Notary Public, State of Michigan My Commission Expires:
County of Ottewa Acting in County, MI
My Commtesion Expires 11, 2028
Acting in the County of __
DRAFTED BY:
WHEN RECORDED RETURN TO:
EXHIBIT A
Legal Description of Property
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